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Andy has been involved in mortgages for over 41 years, and equity release for 17 years. In 2011 he started his own firm, specialising in both areas only. In 2019 he was joined by colleague Robert Drury, who now handles all of the mortgage work, leaving Andy to focus on equity release. The firm has a strong reputation for professional, ethical and responsible advice in both areas. Core values include honesty, trust, empathy, reliability, professionalism - and having fun!